Goodluck Financial Services is a leading financial consultancy based in Nagaon, Assam, committed to transforming the way individuals and small businesses access and understand financial solutions. Located at Lawkhuwaroad, Diphalu, near Aditya Hospital, we offer professional assistance in loan consultancy and credit score repair, helping clients navigate India’s evolving financial system with confidence and clarity.

Founded on the principles of integrity, transparency, and service excellence, Goodluck Financial Services has established itself as a trusted name in Assam's financial landscape. We understand that financial issues—especially those involving loans, credit scores, or settlements—can be overwhelming. Many clients approach us feeling frustrated, uncertain, or even rejected by traditional lenders. Our role is to step in with expertise, empathy, and a clear path forward.

📌 Our Vision

Our vision is simple yet powerful: to make financial empowerment accessible to everyone, regardless of background, location, or income. We believe that quality financial services should not be limited to cities or to people with high credit scores. Everyone deserves support, guidance, and a chance to improve their financial well-being.

💼 Our Services

We offer a wide range of services aimed at supporting clients with diverse financial needs:

  • Loan Consultancy: Whether you’re applying for a personal loan, vehicle loan, education loan, or small business funding, we help identify suitable options, guide you through documentation, and increase your chances of approval by matching you with the right lender.

  • Credit Score Repair: Many clients come to us with poor or no credit history. Our team works step-by-step to review your CIBIL or Experian report, find the issues affecting your score, and help correct or improve them through settlement support, reporting updates, and personalized advice.

  • Settlement Advisory: If you have past loan defaults or settlements, we help you resolve them ethically with the lender—often enabling you to clean up your profile and become eligible for future credit.

  • Document Support: From ITRs to income proofs, PAN linking to KYC updates, we offer complete assistance with paperwork so that nothing blocks your loan journey.

  • Financial Literacy Guidance: We believe that financial education is just as important as financial help. We take time to explain terms, interest rates, repayment obligations, and best practices so our clients stay informed and confident.

👤 Our Clients

Our clients come from all walks of life—salaried employees, self-employed professionals, farmers, homemakers, small traders, and young entrepreneurs. Many are first-time borrowers. Some come with complex histories. No matter your profile, we treat every client with respect and confidentiality.

We’ve assisted students in securing education loans, farmers in getting vehicle finance, traders in arranging working capital, and families in resolving old financial issues. For us, every success story is a reason to continue doing what we do.

👥 Meet Our Leadership

At the heart of Goodluck Financial Services is a dedicated leadership team that brings together passion, experience, and vision.

Founder & SEO – Raj Borah



Mr. Raj Borah is the visionary founder and SEO (Strategic Execution Officer) of Goodluck Financial Services. With years of experience in grassroots financial consultancy and a deep understanding of the real-world challenges faced by common people, Raj built this company with a singular focus—to help people who are left behind by the traditional banking system.

His strength lies in connecting with clients, building trust, and simplifying complicated financial processes into understandable steps. Under his guidance, Goodluck has grown from a small local firm to a recognized consultancy across Nagaon and neighboring districts.

Managing Director – Diganta Dutta



Mr. Diganta Dutta brings sharp business acumen, leadership discipline, and operational expertise to Goodluck Financial Services. As the Managing Director, he ensures that all client interactions, documentation processes, and consulting services are delivered with efficiency, accuracy, and professionalism.

His focus on quality control, digital documentation, and strategic partnerships with lenders has allowed the organization to evolve continuously and stay ahead of industry trends.

Together, Raj and Diganta represent the perfect blend of heart and mind, vision and management.